Compare Commuting Cost and Your Total Cost of Ownership
Price ($)   Price ($) 
Down Payment (%)  Down Payment  (%) 
Qualifying Annual Income ($)  Qualifying Annual Income  ($) 
Mortgage - 30 yr fixed  ($)  Mortgage - 30 yr fixed  ($) 
County/City Property Tax ($)  County/City Property Tax ($) 
Home Insurance ($)  Home Insurance ($) 
HoA/Condo Fees ($)  HoA/Condo Fees ($) 
Commuting Cost ($)  Commuting Cost ($) 
Total Monthly Cost ($)  Total Monthly Cost ($) 
After Federal Tax Deductions ($)  After Federal Tax Deductions ($) 
Expected Gasoline Price ($)  Expected Gasoline Price ($) 
One Way Commute Miles  One Way Commute Miles 
Trips Per Week  Maintenance ($/Mile) 
Miles Per Gallon (city)  Expected Interest Rate (%) 
Average Federal Tax Rate (%)  Annual After Tax Saving ($) 
Select your alternative locations and down payment, commuting factors, mortgage interest and federal tax rate, then adjust prices. Use calculate to determine an equivalent total monthly cost for the inner area. Default prices are NVAR 2010 average sales prices and taxes are based on 2010 rates for each jurisdiction. Qualifying income is based on a conventional mortgage (20% down payment), with monthly mortgage payments equal to 28% of monthly income.